Vertical residentialMexico City, CDMX
Polanco Vertical 12
Mixed-use residential development in Polanco. Bridge financing structure for the finishing and commercialization phase.
- Tenor
- 18 months
- Target rate
- 10.5%
- LTV
- 62%
- Status
- Structuring
Collective real estate financing · Mexico
Participatory investment in urban development projects
Wealthverio gathers information, analytical criteria and crowdlending structures so that residents in Mexico can evaluate real estate opportunities backed by tangible assets.
+38
Projects analyzed in 2025
11.8%
Average observed gross yield
24 months
Average instrument tenor
Past or observed returns in market studies do not guarantee future results. Wealthverio publishes educational information based on industry sources.
Mexican market references
Banco de México · Financial Stability Report 2025
INEGI · Housing Price Index 2026
AMFE · Mexican Crowdfunding Platforms Association
SHF · Federal Mortgage Society
Methodology
How crowdlending works step by step
A four-stage structured process combining technical analysis, legal review and project monitoring through to the closing of the investment cycle.
01
Project selection
The analytical team evaluates developers, location, municipal permits, financial feasibility and comparables in areas such as Mexico City, Monterrey, Guadalajara, Querétaro and the Riviera Maya.
02
Instrument structuring
The loan agreement or assignment of rights with real estate collateral is designed, defining tenor, target rate, repayment scenarios and capital protection clauses.
03
Participatory contribution
Interested individuals review the project's technical sheet, confirm their risk profile and contribute capital in fractional amounts together with other participants.
04
Monitoring and payment
Each investor receives periodic reports on construction progress, occupancy or sales, and the scheduled payments according to the instrument's calendar.
Urban development projects
Representative catalog of the real estate and technology sector
An illustrative sample of projects reflecting the analytical criteria applied by Wealthverio in the Mexican market.
Vertical residential
Logistic commercialMonterrey, Nuevo León
Parque Industrial Apodaca
Class A logistics warehouse in the Apodaca industrial corridor. Bridge loan backed by an anchor lease agreement.
- Tenor
- 24 months
- Target rate
- 11.2%
- LTV
- 58%
- Status
- Open analysis
Tourist residentialTulum, Quintana Roo
Tulum Selva Residences
Condominiums for the vacation market in the Riviera Maya. Shell construction financing with a certified progress schedule.
- Tenor
- 30 months
- Target rate
- 12.4%
- LTV
- 65%
- Status
- Structuring
Corporate officesGuadalajara, Jalisco
Andares Corporate Tower
Office tower in the Andares financial district. Subordinated debt instrument secured against rental cash flows.
- Tenor
- 36 months
- Target rate
- 9.8%
- LTV
- 55%
- Status
- Cycle closed
Market data
Observed gross yield on real estate crowdlending instruments in Mexico
Annual average reported by the Mexican crowdfunding industry between 2019 and 2025.
Source: Wealthverio Research based on public data from AMFE and platforms registered with CNBV.
Investor calculator
Estimate the behavior of a crowdlending instrument
An indicative tool based on Mexican market assumptions. The result is educational and does not constitute a financial offer.
Educational projection
Estimated interest
$11,000 MXN
Principal + interest
$61,000 MXN
Estimated monthly payment
$2,542 MXN
Linear calculation on outstanding balance for illustrative purposes. Does not include fees, tax withholdings or exit costs.
Financial education
Financial education: tangible assets
Introductory material to understand the role of real estate in a diversified portfolio.
Doc · 01
Introductory guide to project financing
How loan agreements with mortgage collateral are structured, typical tenors and the basic reading of a project technical sheet.
Doc · 02
Criteria to diversify capital
Tenors, geographies, asset types (residential, logistics, commercial) and developer profiles as central diversification variables.
Doc · 03
Inflation and protection of purchasing power
Why tangible assets, such as real estate, are historically used as defensive instruments against inflation in Mexico.
Doc · 04
Regulatory framework: Fintech Law
General overview of the Law to Regulate Financial Technology Institutions and its application to crowdfunding platforms in Mexico.
Crowdlending models in Mexico
Comparison of real estate investment models
Structural differences between crowdlending, listed real estate trusts (FIBRAs) and direct property purchase.
| Variable | Crowdlending | FIBRA | Direct purchase |
|---|---|---|---|
| Indicative minimum ticket | From 5,000 MXN | Price of one share | From 1,500,000 MXN |
| Typical tenor | 12–36 months | Indefinite | 5–20 years |
| Liquidity | Low during the tenor | High (stock market) | Very low |
| Expected return | Fixed or variable rate | Quarterly distributions | Monthly rent |
| Operational management | Platform and developer | FIBRA administrator | Owner |
Frequently asked questions
We address common questions about real estate crowdlending
It is a collective financing model where a group of people lend capital to a real estate developer or owner through a technology platform. The instrument is documented through an agreement with collateral, generally a mortgage or assignment of rights.
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